Legal Notices

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Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise indicated and except for returns for periods less than one year, the indicated rates of return are the historical annual compounded total returns including changes in security value. All performance data assume reinvestment of all distributions or dividends and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the CI Money Market Fund or the CI US Money Market Fund will maintain a fixed net asset value per security at a constant amount or that the full amount of your investment in these funds will be returned to you.

If you are a Canadian resident, you can obtain the applicable simplified prospectus for each mutual fund from your financial advisor or from CI Mutual Funds Inc. ("CI") by calling 1-800-268-9374.

This site should not be considered an offer to sell or a solicitation to buy securities of mutual funds to any person residing in the United States of America or in any other jurisdiction in which such an offer or solicitation is unlawful. Securities of the mutual funds managed by CI will not be sold to any person residing outside Canada unless such sales are permitted under the law of their jurisdiction. Investors should contact their financial advsors for further details.

This communication is published by CI. Any commentaries and information contained in this communication are provided as a general source of information and should not be considered personal investment advice. Every effort has been made to ensure that the material contained herein is accurate at the time of publication. However, CI cannot guarantee its accuracy or completeness and accepts no responsibility for any loss arising from any use of or reliance on the information contained herein.

Facts and data provided by CI and other sources are believed to be reliable when posted. CI cannot guarantee that they are accurate or complete or that they will be current at all times. Information on this Web site is not intended to provide legal, accounting, investment or tax advice, and should not be relied upon in that regard. CI and its affiliates will not be responsible in any manner for direct, indirect, special or consequential damages howsoever caused, arising out of the use of this Web site.

Users of CI's Web site pages (the "Work") shall only be entitled to copy the Work for their own personal use but may not republish nor reproduce any substantial part of the Work in any manner whatsoever, including electronically reproducing the Work by "uploading," "downloading" or accessing the Work on to the Internet or any other local or international computer system, without the prior written permission of CI. An acknowledgment of the source must be included whenever CI material is copied or published. If you require further information on a permitted use or license to reproduce or republish any material, address your inquiry to the Marketing Department, CI Mutual Funds Inc., CI Place, 151 Yonge Street, 10th Floor, Toronto, Ontario M5C 2W7. Any infringement of CI's rights will result in appropriate legal action. CI disclaims any and all liability for any consequences which may result from any unauthorized reproduction or use of this Work whatsoever.

Sites accessed by hypertext appearing in this Web site have been independently developed by parties other than CI and CI does not guarantee the accuracy of information contained in such sites. The listing of an organization in this site should not be construed as an endorsement of its products or services.

Complete confidentiality and security is not yet possible over the Internet. CI advises that the Internet is not a secure medium and privacy cannot be ensured. CI and its affiliates will not be responsible for any damages you may suffer if you transmit confidential or sensitive information to us.

Transamerica Life Insurance Company of Canada is the sole issuer of the annuity contract providing for investment in CI Guaranteed Investment Funds and BPI Legacy Funds. A description of the key features of the applicable annuity contact is contained in the CI Guaranteed Investment Funds or BPI Legacy Funds Information Folder. SUBJECT TO ANY APPLICABLE DEATH AND MATURITY GUARANTEES, ANY PART OF THE PREMIUM OR OTHER AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT THE RISK OF THE CONTRACT HOLDER AND MAY INCREASE OR DECREASE IN VALUE ACCORDING TO FLUCTUATIONS IN THE MARKET VALUE OF THE ASSETS OF THE SEGREGATED FUND.

Toronto Mutual Life Insurance Company established the individual variable annuity contract providing for investment in the CI Segregated Funds. A description of the key features of the individual variable annuity contract is contained in the CI Segregated Funds Information Folder. SUBJECT TO THE DEATH AND MATURITY GUARANTEES, ANY PART OF THE PREMIUM OR OTHER AMOUNT THAT IS ALLOCATED TO A CI SEGREGATED FUND IS INVESTED AT THE RISK OF THE CONTRACTHOLDER AND MAY INCREASE OR DECREASE IN VALUE ACCORDING TO THE FLUCTUATIONS IN THE MARKET VALUE OF THE ASSETS OF THE RELEVANT CI SEGREGATED FUND.

If you are a Canadian resident, you can obtain the applicable Information Folder from a licensed life agent or from CI by calling
1-800-268-9374.

The following are registered trademarks of CI Mutual Funds Inc. in Canada: BPI Mutual Funds and design, Insight Program, Insight We're Here to Get You There, Baby Boomer, Boomernomics.

The following are trademarks of CI Mutual Funds Inc. in Canada: CI Funds, CI Funds design, Harbour Funds, Signature Funds, BPI Funds, Landmark Funds, Landmark Funds/lighthouse logo, CI Sector Funds, CI Guaranteed Investment Funds and the lock design.

The display of trademarks herein does not imply that a license of any kind has been granted.

TRANSAMERICA and the pyramid design are registered trademarks of Transamerica Corporation. Transamerica Life Insurance Company of Canada is licensed to use such marks.

Trident Investment Management, LLC is a private management company and does not provide investment advice or services to the public. Nothing herein shall be read to constitute an offer or solicitation by Trident or its principal to provide investment advisory services to any person or entity.


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